Parents can borrow a PLUS loan to help pay educational expenses for their dependent undergraduate students. PLUS loans are available through the William D. Ford federal direct-loan program. Parents must have an acceptable credit history. Prior to applying for a parent PLUS loan, students must complete a FAFSA for the year they are applying for.
Graduate students may be eligible to borrow under the PLUS loan program up to their cost of attendance minus other estimated financial assistance under the William D. Ford federal direct-loan program. Prior to applying for a graduate PLUS loan, students must complete a FAFSA for the year they are applying for and must have applied for their annual loan maximum eligibility under the federal unsubsidized Stafford loan program.
Borrowers must have an acceptable credit history.
Students should always complete a FAFSA first and exhaust their annual maximum Stafford loan eligibility. If then interested in applying for a PLUS loan, the process is as follows:
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Student Financial Services home
Fax: 518-581-2782Mailing Address: Empire State CollegeFinancial Aid111 West Ave.Saratoga Springs, NY 12866
Questions? Contact the Student Information Center at 518-587-2100 or 800-847-3000.
Code: 010286Name: SUC Empire State College
Undergraduate: 0913Graduate: 5680 (for graduate students applying for Veteran Tuition Awards)
Students planning to attend 2016-2017 should complete the Free Application for Federal Student Aid for 2016-2017. Students wishing to get an early jump on applying for financial aid for 2017-2018 (enrollments beginning on or after May 15, 2017) can do so by submitting the 2017-2018 FAFSA.